Even though the general consensus among travelers is that having travel insurance is not that important you may want to take a second look at the benefits.
When you should highly consider travel insurance:
- During hurricane season.
- Traveling with children or elderly.
- If you have a close sick relative.
Reasons to consider travel insurance even if none of the above apply:
- If the price lowers you can get a refund [on some plans*].
- Trip assurance.
- Unexpected disasters.
- Reimbursements for medical costs.
- You just want the peace of mind while traveling.
Some credit cards offer travel insurance for a nominal fee that can cover you up to a year and some cards cover any person’s trip if it is purchased on the card.
*Some insurance plans will reimburse you the difference in price if you find the same vacation for less.
TRAVEL INSURANCE PROVIDERS
RoamRight
RoamRight really strives to provide travelers a perfect fit for travel insurance with a variety of options.
Benefits include:
- Trip Cancellation
- Trip Interruption, Trip Delay, and Missed Connection
- Multiple Options
- Baggage Protection
- Emergency Accident and Sickness
- Evacuation and Repatriation of Mortal Remains
- Hazardous Sports Coverage
- Accidental Death and Dismemberment
- Rental Car Collision Coverage
- 24/7 Customer Service Worldwide
More information can be found on their website: RoamRight
Travel Guard
Travel Guard offers a variety of travel insurance plans which cater to a wide variety of customers.
Benefits include:
- 20 Years Experience
- Leading Travel Insurance Plan Provider
- Starting at $30
- Per-Trip and Annual Plans
- Covers Trip Cancellation
- Covers Trip Interruption
- Covers Trip Delays
- Covers Medical Expenses
- Covers Baggage Loss & More
- 24/7 Customer Service Worldwide
More information can be found on their website: Travel Guard